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A COMPREHENSIVE SERIES OF ARTICLES ON THIS TOPIC

<p>David Malone, chief executive of the Irish League of Credit Unions, also revealed that credit unions are in discussion regarding participation in the recently announced Zippay initiative. </p>

economy

Value of credit union mortgage book grew by 26% in 2025

During the course of 2025, ILCU member unions issued 412,623 new loans

<p>The Central Bank is to spend up to €500,000 on printing and personalising cheques for people who may lose their bank savings as part of the deposit guarantee scheme. File picture</p>

news

Central Bank issues €500k tender to print cheques for savings lost with failed banks and credit unions

<p>According to the latest AIB Spend Trend report, spending online increased by 12% year-on-year while spending in stores remained flat. File picture</p>

economy

Online shopping and utilities raise card spending by AIB customers

'Likely reduction' in housing output next year unless commencements rebound

economy

'Likely reduction' in housing output next year unless commencements rebound

Four Courts Building on the river Liffey in Dublin Ireland

court and crime

Tipperary man released from prison after 240 days back at repossessed house, court told

Households and businesses collectively owe €225bn to banks and other credit institutions

economy

Households and businesses collectively owe €225bn to banks and other credit institutions

Prison Officers Pay Dispute - Mountjoy Prison

Tipperary man released after spending 240 days in prison for defying home repossession

Owen Ryan claimed when he was arrested that he was 'brutally abducted', 'blinded by mace' and brought to court 'under duress' by gardaí

Mon, 09 Mar, 2026

Irish banks launch Zippay digital payment service to compete with Revolut

Zippay is an in-app service offered through customers’ existing mobile banking apps and will begin rolling out on a phased basis to users from Tuesday

Mon, 09 Mar, 2026

€1.2m paid in Irish punt exchanges since 2024

€1.2m paid in Irish punt exchanges since 2024

Of the exchanges last year, €554,950 was in old banknotes while €110,397 was made up of coins

Wed, 04 Mar, 2026

FRANCE-BANKING-CASH-ATM

Cash withdrawals continues to fall as the Government's access to cash legislation comes into effect

Number of contactless payments saw an increase last year of 6.8% to 1.6bn, compared to 2024, with a total combined value of €30bn — an increase of 12.6%

Thu, 19 Feb, 2026

Commuters As Companies Expand In City In A 'Silent Brexit'

Bank of Ireland to pull back from US leveraged finance

Irish lender withdraws as fees and returns shrink for traditional banks

Wed, 18 Feb, 2026

Banks calls for the introduction of savings and investment accounts

Banks calls for the introduction of savings and investment accounts

As of the end of December, Irish households held nearly €170bn in savings.

Thu, 12 Feb, 2026

Simon Harris promises 'proper' return on investments for savers

Simon Harris promises 'proper' return on investments for savers

Government will deliver a new strategy on investing to help savers get more out of funds they keep in the banks, says Tánaiste

Wed, 11 Feb, 2026

new houses

Value of average mortgage up more than €21,000 in a year

The data shows first-time buyers are borrowing nearly €320,000 just to afford a home

Wed, 28 Jan, 2026

Banks call for more financial integration during Ireland's EU presidency

Banks call for more financial integration during Ireland's EU presidency

Banking and Payments Federation Ireland says the Government’s presidency offers the opportunity to drive progress

Mon, 26 Jan, 2026

Revolut launches feature to prevent scams as it warns of increased use of AI by fraudsters

Revolut launches feature to prevent scams as it warns of increased use of AI by fraudsters

A live in-app banner will appear when the Revolut app detects the customer is on a phone call, and can identify if the call is coming from another number and provide advice

Tue, 13 Jan, 2026

Big chunk of exchequer’s income could 'vanish' if handful of US companies change their tax profile

Economists warn that we are 'so plugged into the US economy' that a further shift in the volatile geopolitical scene could plunge Ireland into recession

Mon, 12 Jan, 2026

Germany ECB Cyberattack

ECB holds rates with growth firmer and inflation near target

ECB president Christine Lagarde: 'We reconfirmed that we are in a good place, which does not mean that we are static.'

Thu, 18 Dec, 2025

Central Bank disqualifies former RSA Insurance Ireland chief for 13 years

Central Bank disqualifies former RSA Insurance Ireland chief for 13 years

The 'material understatement' of RSA Insurance Ireland's (RSAII) liabilities ultimately contributed to RSAII requiring a significant capital injection from its parent company

Fri, 12 Dec, 2025

Central Bank promises not to lower standards amid simplification push

Central Bank promises not to lower standards amid simplification push

Governor Gabriel Makhlouf said a well-functioning financial system is 'essential' to a well-functioning economy

Wed, 10 Dec, 2025

FILE PHOTO The Central Bank has fined Bank of Ireland over €1 million for its role in the tracker mortgage controversy END

New mortgage interest rates at lowest levels since March 2023

Central Bank data shows Ireland has the sixth highest rates in the eurozone

Wed, 10 Dec, 2025

Woman looking at houses and flats in the window of an estate agent in London, UK

Value of mortgages up 4.2% annually despite drop in approvals

Banking and Payments Federation said first-time buyer mortgage approvals remain robust despite a slowdown in mover purchase activity

Fri, 28 Nov, 2025

Major jump in mortgage lending helps credit union sector boost loan book to new record

Major jump in mortgage lending helps credit union sector boost loan book to new record

The average loan outstanding also rose to a new high of €11,044, up from €10,833

Wed, 26 Nov, 2025

Median mortgage for first-time buyers up €24,000, while median income rises €4,000

Median mortgage for first-time buyers up €24,000, while median income rises €4,000

The median property value during the first half of this year stood at €357,000 for first-time buyers purchasing an existing property

Fri, 21 Nov, 2025

European Union Finance Ministers Eurogroup Meeting

The Donohoe decade: Ireland's budget surpluses were built on a corporate tax tightrope

As Paschal Donohoe moves on to a new role in the World Bank, Ronan Smyth runs the rule over his work as Ireland's finance minister

Wed, 19 Nov, 2025

We took the bank's calls in hospital as we watched our new baby struggle to breathe

We took the bank's calls in hospital as we watched our new baby struggle to breathe

We held the phone between us on speaker in that hospital room, worrying over our baby who was struggling to breathe, while we were suffocating under our obligations, writes Caitriona Redmond

Listen | Mon, 10 Nov, 2025

Jerome Powell

David McNamara: US caution v Eurozone stability at the latest central bank meetings

The overarching message from the ECB remains that monetary policy is 'in a good place' in the Eurozone

Mon, 03 Nov, 2025

Average first-time buyer mortgage up nearly €25,000 in the last year

Average first-time buyer mortgage up nearly €25,000 in the last year

During the third quarter, there were 12,750 mortgages drawn down worth a combined €3,974bn

Fri, 24 Oct, 2025

Audit finds almost a third of Central Bank projects went over budget, including two by €5.5m

Audit finds almost a third of Central Bank projects went over budget, including two by €5.5m

The internal audit also said the technical complexities of major IT projects were frequently underestimated, leading to overspends

Thu, 16 Oct, 2025

FILE PHOTO The Central Bank has fined Bank of Ireland over €1 million for its role in the tracker mortgage controversy END

Value and number of payments made through Irish accounts grow

In the first half of 2025, value and volume of cheques sent declined

Wed, 15 Oct, 2025

Open the door and door handle with a key and a keychain shaped house. Property investment and house mortgage financial real esta

Non-bank lenders 'a core part of mortgage market' as household debt rises by almost €2bn

Banks are still the largest domestic lenders to Irish households, accounting for €104.5bn

Mon, 29 Sep, 2025

Outgoing SBCI chief Jane Butler paid €38k bonus in 2024

Outgoing SBCI chief Jane Butler paid €38k bonus in 2024

Butler’s bonus of €38,000 was part of a total remuneration package of €353,000 — up €11,000 on the €344,000 for 2023.

Mon, 22 Sep, 2025

EU ministers reach 'compromise' on digital euro roadmap

EU ministers reach 'compromise' on digital euro roadmap

The proposed digital euro currency aims to become an alternative to the dominant US-based Visa and Mastercard systems

Fri, 19 Sep, 2025

Close Up Of Person With Addiction To Online Gambling Or Shopping Using Credit Card And Mobile Phone

Banks to introduce measures to help address problem gambling

The new framework commits banks to practical measures such as dedicated support phone lines, trained staff, and voluntary card blocking

Fri, 19 Sep, 2025

Smartwatch Payment Makes Coffee Checkout Quick And Easy

Rise in number of shoppers using phones and watches to pay at the till

The Banking & Payments Federation Ireland report reveals that more than half of all contactless payments are now made using mobile wallets such as Apple Pay or Google Pay, rather than cards

Fri, 19 Sep, 2025

Budget 2026 spending package 'unnecessary' and 'too much', warns Central Bank

Budget 2026 spending package 'unnecessary' and 'too much', warns Central Bank

Consumer spending is expected to grow by 2% a year on average out to 2027

Thu, 18 Sep, 2025

'Untargeted' tax reliefs in budget puts Government at risk of abuse, Central Bank warns

'Untargeted' tax reliefs in budget puts Government at risk of abuse, Central Bank warns

Central Bank Governor Gabriel Makhlouf warns against introduction of broad fiscal reliefs

Sat, 13 Sep, 2025

Times square in New York City

Irish spending in US drops 18% as UK overtakes Spain for top travel spend

New AIB data shows Irish spending in the US fell 18% in August, while the UK overtook Spain as the top destination

Fri, 12 Sep, 2025

Zippay: Irish banks to launch Revolut rival two years after previous effort was scrapped

Service on banks’ apps will allow customers to send, request, and split payments using contacts' mobile numbers

Mon, 08 Sep, 2025

A real estate agent gives a client the house keys after signing a real estate contract with an approved mortgage form. About off

Mortgage approval values hit record high in July as average loan value rises by €20,000

There were 5,467 mortgages approved last month

Fri, 29 Aug, 2025

Minister pauses credit union levies for 'foreseeable future'

Minister pauses credit union levies for 'foreseeable future'

Minister of finance Paschal Donohoe said the move 'is subject to certain conditions being met'

Wed, 27 Aug, 2025

FILE PHOTO: Outbreak of the coronavirus disease (COVID-19) in Dublin

Documents detail Government thinking on bankers' salaries in final AIB share sale

Finance minister Paschal Donohoe asked for three-week delay as sale would 'inevitably refocus the discussion around the topic of remuneration', and the salary cap for bankers

Tue, 05 Aug, 2025

Irish Examiner view: The best ancient advice in the world

We are in the early days of trading and commerce on the internet and there are many lessons which still have to be learned

Sat, 26 Jul, 2025

Mortgage application loan agreement and house key

Average mortgage drawdown reaches record level after €28,000 rise in a year

The data from the Banking and Payments Federation, Ireland shows that first-time buyer housing demand 'remains very strong'

Fri, 25 Jul, 2025

GERMANY-EU-ECB-BANKING-INFLATION

Inflation steady at 2% ahead of ECB meeting next week

Ireland’s rate of inflation, at 1.6%, was among the lowest in the eurozone

Thu, 17 Jul, 2025

JPMorgan Chase & Co. Chief Executive Officer Jamie Dimon Speaks At Event

JP Morgan CEO says EU needs to complete single market to rebuild its competitiveness

Jamie Dimon praised Ireland as 'trying to get policy right' but said the wider European region has a competitiveness problem and it is falling behind the US

Thu, 10 Jul, 2025

Man using calculator and calculate bills in home office.

Mortgage debt grew by over €20bn in last four years

Banks accounted for €83.4bn worth of these mortgages while other financial institutions accounted for €22.5bn

Fri, 04 Jul, 2025

Won the €250m Euromillions jackpot? Top tips on how to handle sudden wealth

Won the €250m Euromillions jackpot? Top tips on how to handle sudden wealth

Heather Randles has some advice for whoever won the Euromillions in Cork a fortnight ago — and indeed anyone who comes into a substantial amount of money

Mon, 30 Jun, 2025

Global recession the top concern for households in Ireland

Global recession the top concern for households in Ireland

Cost of housing and rent still a major issue too, with over a quarter of 16 to 29-year-olds citing it as their biggest worry, according to a new Bank of Ireland survey

Wed, 25 Jun, 2025

Newly built houses in Ireland

First-time buyer average income grew by €15k while home values increased by €100k, says report

The median average mortgage payment for first-time buyers has also risen by almost €500 to €1,400 since 2019

Thu, 19 Jun, 2025