personal finance

A COMPREHENSIVE SERIES OF ARTICLES ON THIS TOPIC

<p>Mairéad O’Mahony, head of wealth solutions, Aon Ireland.</p>

economy

Master Trust is top option with new pension rules, says expert

Employers and trustees must choose either ‘own trust’ model or transition to a Master Trust to manage new IORP II requirements

<p>If you go to a mortgage broker, you get a quick decision and an online application, and you will also get the option of long-term fixed interest rates with great flexibilities built into these products.</p>

economy

Why Ireland has limited fixed interest mortgage rates

Long-term fixed mortgage rates have only become available in Ireland since October from Avant Money and Finance Ireland

<p>Mark O'Sullivan, Managing Director, Provest, Financial Services Firm, Douglas, Cork. Pic: Brian Lougheed</p>

people

Making Cents: Want to invest your money? Here's what you need to know

Grainne McGuinness talks to a finance expert about how to educate yourself before you move your funds

people

Money Talks: Seven steps to better finances in 2022

people

Making Cents: Bagging a bargain, the golden rules of sales shopping

people

Money Talks: I'm a 45-year-old dentist, should I drill into retirement planning now?

Ray Kelleher: The best advice I got was to take what you get and be thankful

Ciara McDonnell asks the Director of Sales & Marketing at The Montenotte Hotel, Cork, about his purse strings

Thu, 16 Dec, 2021

Angry confused woman unpacking parcel, wrong or broken order

Making Cents: What to do if something goes wrong when you buy online

Grainne McGuinness gives you tips on what to do if something goes wrong with your online purchase

Tue, 14 Dec, 2021

Noel Cunningham: I took a financial blow when I was drinking, my life was out of control

'As a result of my past, I am slow to even treat myself.' Noel Cunningham shares his spending habits with us

Thu, 02 Dec, 2021

Money Talks: Can I use a rental property as my pension?

Carol Brick advises on how an investment property could be a wise investment for retirement

Thu, 02 Dec, 2021

Spending Habits: Money doesn’t buy happiness, but I’ll take the €19m Lotto no problem!

Stephanie Hayes - Director of Sales and Marketing at the Hard Rock Hotel, Dublin

Wed, 24 Nov, 2021

‘It was a point of pride to buy my own wedding ring, which I had to explain to my fiancé’

Sinead McDonald, Director of Marketing with Doyle Collection Urban Hotels, tells us about her spending habits

Wed, 17 Nov, 2021

Money Talks: 'I'm a single mother, and I want to make sure my kids are financially secure'

"Budgeting is key, you need to first identify what your “exact” financial situation is and then carry out whatever changes are necessary to improve it."

Wed, 10 Nov, 2021

Money Talks: Covid stress has put my spending out of control

Carol Brick of Hermoney.ie answers a reader's question about how to manage your money habits when your mental health is suffering

Wed, 03 Nov, 2021

Money Talks: How to hit those financial goals in your 20s

Carol Brick gives some sage advice to a young reader who's looking to plan her financial future

Wed, 20 Oct, 2021

Learn how to get the best out of your credit card

Pay off your full balance on time each month and they are the cheapest form of credit. But if you miss a payment, or even just pay the minimum, you’ll end up paying the highest penalties and interest in banking

Sat, 16 Oct, 2021

Money Talks: Budget 2022 highlights serious gender inequalities

Carol Brick looks at how the Budget will affect working mothers

Wed, 13 Oct, 2021

Woman holding light bulb in hand. innovative idea concept

Making Cents: How to save money by switching energy suppliers

Grainne McGuinness reminds us that switching energy supplier is free, easy to do and most importantly can save you money

Mon, 04 Oct, 2021

Where there’s a will, there’s reassurance

No one likes to contemplate death, but if you don’t specify what you want to leave to whom, the State will do it for you

Sat, 27 Mar, 2021

Using a .ie domain name doesn't mean you are buying Irish

Since Brexit, many consumers have been hit with unexpected charges and delivery delays — it pays to know the origin of your goods

Fri, 05 Mar, 2021

Mortgage application loan agreement and house key

€10,000 in mortgage savings but experts say Central Bank has role to help switchers

Broker says the best way to encourage switching is to cut the "excessively complex" process that requires the same amount of documentation to change lenders as it does to secure a mortgage from scratch

Thu, 29 Oct, 2020

New mortgage entrant offering interest rates below 2%

A new entrant has entered the Irish mortgage market offering interest rates as low as 1. 95%. Avant Money, confirmed its new mortgage products are now available to Irish customers.

Mon, 14 Sep, 2020

Using credit card for back to school costs adds to long-term pain

Many parents are struggling with bills at this time of year, but we need to stop using credit cards as a weapon of choice

Mon, 07 Sep, 2020

Revamped bank charges: It pays to shop around

Traditional banks are starting to feel the heat from online banking platforms and act accordingly — but the new regimes will not suit everyone

Fri, 28 Aug, 2020

Top tips on wrestling your finances into a healthy shape post-Covid

With big cuts to many people's budgets, it's important to limit impulse purchases, or snapping up those 'online' bargains

Thu, 23 Jul, 2020

Irish Life profits up 44%

Irish Life has reported a 44% increase in profits for the first quarter of 2017, contributing €54m to Great West Lifeco’s earnings in the quarter.

Thu, 04 May, 2017

Profit at Irish arm of Aviva hits €82m

Insurance firm Aviva Ireland, which saw its profits surge 20% last year, has called for a speedy implementation of the recommendations made in this week’s cost of insurance report.

Fri, 10 Mar, 2017

Central Bank boss accused of failing to act to stop tracker-mortgage failings

The head of the Central Bank has been accused of being bullied by banks and of failing to act and stop lenders wrongly forcing customers onto more costly mortgage agreements.

Tue, 20 Dec, 2016

Low-cost Credit Union loans 'to put pressure on moneylenders'

A new Credit Union loans system is being rolled out, aimed at putting pressure on moneylenders.

Tue, 26 Jul, 2016

If you cut USC other tax cuts will be in doubt, Government warned

The Government is being warned a reduction in the Universal Service Charge (USC) would leave less room to go ahead with promised tax cuts.

Fri, 22 Jul, 2016