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A COMPREHENSIVE SERIES OF ARTICLES ON THIS TOPIC

<p>Eurogroup president Paschal Donohoe said: 'The compromise that we reached is that before the ECB makes a final decision in relation to issuance... there would be an opportunity for a discussion in the Council of Ministers'.</p>

economy

EU ministers reach 'compromise' on digital euro roadmap

The proposed digital euro currency aims to become an alternative to the dominant US-based Visa and Mastercard systems

<p>Measures include implementing voluntary card blocking, creating a dedicated support line, and enhancing staff training.</p>

companies

Banks to introduce measures to help address problem gambling

<p>Consumers are now tapping their cards, watches or phones almost once every day with an average spend each time of €17.98.</p>

economy

Rise in number of shoppers using phones and watches to pay at the till

Budget 2026 spending package 'unnecessary' and 'too much', warns Central Bank

economy

Budget 2026 spending package 'unnecessary' and 'too much', warns Central Bank

'Untargeted' tax reliefs in budget puts Government at risk of abuse, Central Bank warns

politics

'Untargeted' tax reliefs in budget puts Government at risk of abuse, Central Bank warns

Times square in New York City

economy

Irish spending in US drops 18% as UK overtakes Spain for top travel spend

Zippay: Irish banks to launch Revolut rival two years after previous effort was scrapped

Service on banks’ apps will allow customers to send, request, and split payments using contacts' mobile numbers

Mon, 08 Sep, 2025

A real estate agent gives a client the house keys after signing a real estate contract with an approved mortgage form. About off

Mortgage approval values hit record high in July as average loan value rises by €20,000

There were 5,467 mortgages approved last month

Fri, 29 Aug, 2025

Minister pauses credit union levies for 'foreseeable future'

Minister pauses credit union levies for 'foreseeable future'

Minister of finance Paschal Donohoe said the move 'is subject to certain conditions being met'

Wed, 27 Aug, 2025

FILE PHOTO: Outbreak of the coronavirus disease (COVID-19) in Dublin

Documents detail Government thinking on bankers' salaries in final AIB share sale

Finance minister Paschal Donohoe asked for three-week delay as sale would 'inevitably refocus the discussion around the topic of remuneration', and the salary cap for bankers

Tue, 05 Aug, 2025

Irish Examiner view: The best ancient advice in the world

We are in the early days of trading and commerce on the internet and there are many lessons which still have to be learned

Sat, 26 Jul, 2025

Mortgage application loan agreement and house key

Average mortgage drawdown reaches record level after €28,000 rise in a year

The data from the Banking and Payments Federation, Ireland shows that first-time buyer housing demand 'remains very strong'

Fri, 25 Jul, 2025

GERMANY-EU-ECB-BANKING-INFLATION

Inflation steady at 2% ahead of ECB meeting next week

Ireland’s rate of inflation, at 1.6%, was among the lowest in the eurozone

Thu, 17 Jul, 2025

JPMorgan Chase & Co. Chief Executive Officer Jamie Dimon Speaks At Event

JP Morgan CEO says EU needs to complete single market to rebuild its competitiveness

Jamie Dimon praised Ireland as 'trying to get policy right' but said the wider European region has a competitiveness problem and it is falling behind the US

Thu, 10 Jul, 2025

Man using calculator and calculate bills in home office.

Mortgage debt grew by over €20bn in last four years

Banks accounted for €83.4bn worth of these mortgages while other financial institutions accounted for €22.5bn

Fri, 04 Jul, 2025

Won the €250m Euromillions jackpot? Top tips on how to handle sudden wealth

Won the €250m Euromillions jackpot? Top tips on how to handle sudden wealth

Heather Randles has some advice for whoever won the Euromillions in Cork a fortnight ago — and indeed anyone who comes into a substantial amount of money

Mon, 30 Jun, 2025

Global recession the top concern for households in Ireland

Global recession the top concern for households in Ireland

Cost of housing and rent still a major issue too, with over a quarter of 16 to 29-year-olds citing it as their biggest worry, according to a new Bank of Ireland survey

Wed, 25 Jun, 2025

Newly built houses in Ireland

First-time buyer average income grew by €15k while home values increased by €100k, says report

The median average mortgage payment for first-time buyers has also risen by almost €500 to €1,400 since 2019

Thu, 19 Jun, 2025

Value of credit unions' mortgage book rises 34%

Value of credit unions' mortgage book rises 34%

As of the end of March, mortgages represented 10.4% of the entire credit union loan book

Tue, 17 Jun, 2025

Woman making card payment

Consumer spending up 9% in May

Additional spending on hotels, pubs, and concert tickets

Mon, 16 Jun, 2025

Jerome Powell

Global interest rates remain in limbo

The toll that trade tensions are taking on world prosperity is likely to feature as the Group of Seven Leaders meet in Canada

Sun, 15 Jun, 2025

Irish households' €160bn in savings could be unlocked to fund new homes – SCSI

Irish households' €160bn in savings could be unlocked to fund new homes – SCSI

State-backed housing investment vehicle could release some of the €160bn, most of which is in low-interest current accounts

Mon, 09 Jun, 2025

Using a mobile phone to make a credit card payment online. Concept - mobile payments and fraud

BOI warns of surge in text scam tricking customers into transferring money to ‘safe accounts’

Fraudsters impersonate Bank of Ireland in convincing messages and phone calls, leading to a tenfold spike in cases this week

Fri, 06 Jun, 2025

Euro banknotes

Concerns over international trade cloud recovery in Irish services sector

AIB Services PMI finds growth in the Irish services sector outperformed the Eurozone, UK, and US

Thu, 05 Jun, 2025

Conspiracies, distrust and 'holding on for dear life': Inside Ireland's largest Bitcoin Conference

Conspiracies, distrust and 'holding on for dear life': Inside Ireland's largest Bitcoin Conference

People attending the Bitcoin Ireland Conference were urged to ‘reclaim’ aspects of their lives that ‘we outsource to experts’, writes Emer Walsh

Listen | Tue, 03 Jun, 2025

Central Bank recorded loss of €795m last year

Central Bank recorded loss of €795m last year

Bank's finances remain in 'robust health', with substantial buffers

Thu, 29 May, 2025

Irish household wealth reaches a new record of €1,247bn

Irish household wealth reaches a new record of €1,247bn

Wealth inequality has fallen but wealthiest 10% of Irish households own 49.1% of total household wealth

Wed, 28 May, 2025

100% mortgages would drive up house prices, Central Bank warns

100% mortgages would drive up house prices, Central Bank warns

Celtic Tiger-style 100% home loans would also increase risk to borrowers and banks, Mark Cassidy told the Oireachtas housing committee

Tue, 27 May, 2025

Insurance, payment and finance with old couple and documents for planning, budget and mortgage. Savings, taxes and retirement wi

Mortgage interest rates down slightly as banks 'slow' to pass on ECB cuts

Interest rate on new home loans was 3.79% on average at the end of February, down 0.03% from January and 0.5% down from the same month in 2024

Wed, 09 Apr, 2025

Open the door and door handle with a key and a keychain shaped house. Property investment and house mortgage financial real esta

S John Hearne: Could tracker-type mortgages stage a comeback?

A new mortgage product from Avant has turned heads and looks to offer more options in the market, writes John Hearne

Fri, 28 Mar, 2025

car insurance

Ombudsman reports surge in insurance and fraud complaints as total cases exceed 6,000 in 2024

The FSPO received over 6,000 complaints in 2024, with fraud, banking disputes, and insurance claim issues driving the increase

Wed, 26 Mar, 2025

Mortgage lenders to tell switching customers about savings estimates under new Central Bank rules

Mortgage lenders to tell switching customers about savings estimates under new Central Bank rules

Under the revised code, mortgage providers have to provide customers with a personalised saving estimate, in euros, alongside each alternative mortgage refinancing option

Mon, 24 Mar, 2025

Planning, land and labour inefficiencies need to be addressed to satisfy housing demand

Planning, land and labour inefficiencies need to be addressed to satisfy housing demand

Commencement data shows up to 75,000 homes could be completed by the end of 2026

Fri, 21 Mar, 2025

Commuters As Companies Expand In City In A 'Silent Brexit'

Share of mortgages in arrears for more than 90 days hits lowest level since 2009

In terms of legal proceedings and repossessions, just 4,615, or 11%, of mortgages in arrears are currently going through legal process

Fri, 14 Mar, 2025

Stripe's share purchase plan values company at €87.3bn

Stripe's share purchase plan values company at €87.3bn

Limerick brothers say online payments using Stripe rose by 38% to $1.4tn last year

Thu, 27 Feb, 2025

Bank of Ireland chief expects job cuts over next three years but branch levels to remain the same

Bank of Ireland chief expects job cuts over next three years but branch levels to remain the same

Bank posted a pre-tax profit of €1.85bn during 2024 — a slight decrease compared to the €1.94bn reported in 2023

Mon, 24 Feb, 2025

Jim Power: Confused picture for Central Bankers

Jim Power: Confused picture for Central Bankers

In the world of economics and politics the surge in inflation in 2022 and the subsequent tightening of interest rates to bring it back under control has really been the biggest economic and political story in many countries around the world over the ...

Sun, 23 Feb, 2025

Fitzroy's Florist in Primrose Hill, London

Household spending outpaces inflation showing 'real gain' in consumption

New data from Bank of Ireland indicates a real gain in consumption of approximately 4%

Tue, 18 Feb, 2025

Florist Arrange Red Rose Flowers

Flowers, jewellery, dinner: Card data reveals Irish consumers' Valentine's spending habits

February 14 last year saw a 69% rise in cinema spending, pub spend increased by 27%, hotels were up by 17%, and gift card sales rose 23%

Mon, 10 Feb, 2025

Euro stock

Total value of personal loans hits €670m

The average personal loan value rose by €374 year on year to €10,709

Thu, 06 Feb, 2025

Wolf Image

Barclays delays Dublin to Paris move until 2027

Bank said move would affect only a 'small number' of Dublin staff

Mon, 27 Jan, 2025

Street view of man choosing new car

Non-bank lenders provided €20bn in credit in 2023

More than half was made up of residential mortgages to homeowners at €8.1bn and landlords at €2.2bn

Mon, 20 Jan, 2025

Cork couple's challenge to fund's high interest rate on mortgage goes to mediation

Cork couple's challenge to fund's high interest rate on mortgage goes to mediation

They claim Pepper is charging them an unfair rate of 8.5% whereas had their loans remained with PTSB, they would be paying just over 4.3%

Fri, 17 Jan, 2025

Nama publishes roadmap for winding down by the end of 2025

Nama publishes roadmap for winding down by the end of 2025

The National Asset Management Agency will also transfer sites to another State body that will deliver around 4,000 new homes in the future

Wed, 08 Jan, 2025

The concept of home ownership and Euro

Credit unions could have an extra €5.5bn to lend to homebuyers and businesses

Central Bank has published the findings of a public consultation on changes that could see credit unions allowed to lend more of their assets

Mon, 23 Dec, 2024

First-time buyers facing house prices €88k higher than five years ago, says report

First-time buyers facing house prices €88k higher than five years ago, says report

Further, average first-time buyer and home-mover costs are now at their highest levels since the data series was first collated in 2003

Fri, 20 Dec, 2024

FILE PHOTO Former Irish Nationwide CEO Michael Fingleton is appealing a High Court decision to refuse to halt a case against him

Former Irish Nationwide boss Michael Fingleton fails to halt civil trial against him

The claim against Mr Fingleton was originally pitched at €6 billion, the amount lost by the lender after the 2008 property crash

Thu, 19 Dec, 2024

FILE PHOTO The Central Bank has fined Bank of Ireland over €1 million for its role in the tracker mortgage controversy END

Central Bank: Irish economic outlook 'exceptionally sensitive' to global developments

A heavy reliance on corporate tax from US multinationals could make Ireland vulnerable to the policies of the incoming Trump administration

Tue, 17 Dec, 2024

Halston Street Credit Union Limited in Dublin, Ireland

Credit Unions to be allowed triple mortgage lending

Home and business lending will rise from the current €2.9bn to €8.6bn as limits on the sector are eased

Wed, 11 Dec, 2024

LNG Offshore Terminal

Report issues ‘climate bomb’ warning over €202bn wave of new gas projects

The report, by the climate group Reclaim Finance, found the planned 156 new LNG terminal projects could produce almost as much greenhouse gas as the annual emissions of all the coal plants in operation worldwide

Thu, 05 Dec, 2024