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A COMPREHENSIVE SERIES OF ARTICLES ON THIS TOPIC

<p>A video grab from footage circulating on social media of protesters on the streets of Tehran. Economists warn that, in an already fraught geopolitical situation, events in the US, Iran, Venezuela, or Greenland could plunge the world into recession. Picture: UGC/AP</p>

news

Big chunk of exchequer’s income could 'vanish' if handful of US companies change their tax profile

Economists warn that we are 'so plugged into the US economy' that a further shift in the volatile geopolitical scene could plunge Ireland into recession

<p>ECB President Christine Lagarde stated that 'inflation should decline in the near term'. Picture: Michael Probst/AP</p>

economy

ECB holds rates with growth firmer and inflation near target

<p>'For certain large loss claims Mr Smith, while chief executive officer, oversaw a process whereby claims handlers were prevented or delayed from recording their recommended estimates on RSAII’s database,” the Central Bank said.</p>

companies

Central Bank disqualifies former RSA Insurance Ireland chief for 13 years

Central Bank promises not to lower standards amid simplification push

companies

Central Bank promises not to lower standards amid simplification push

FILE PHOTO The Central Bank has fined Bank of Ireland over €1 million for its role in the tracker mortgage controversy END

economy

New mortgage interest rates at lowest levels since March 2023

Woman looking at houses and flats in the window of an estate agent in London, UK

economy

Value of mortgages up 4.2% annually despite drop in approvals

Major jump in mortgage lending helps credit union sector boost loan book to new record

Major jump in mortgage lending helps credit union sector boost loan book to new record

The average loan outstanding also rose to a new high of €11,044, up from €10,833

Wed, 26 Nov, 2025

Median mortgage for first-time buyers up €24,000, while median income rises €4,000

Median mortgage for first-time buyers up €24,000, while median income rises €4,000

The median property value during the first half of this year stood at €357,000 for first-time buyers purchasing an existing property

Fri, 21 Nov, 2025

European Union Finance Ministers Eurogroup Meeting

The Donohoe decade: Ireland's budget surpluses were built on a corporate tax tightrope

As Paschal Donohoe moves on to a new role in the World Bank, Ronan Smyth runs the rule over his work as Ireland's finance minister

Wed, 19 Nov, 2025

We took the bank's calls in hospital as we watched our new baby struggle to breathe

We took the bank's calls in hospital as we watched our new baby struggle to breathe

We held the phone between us on speaker in that hospital room, worrying over our baby who was struggling to breathe, while we were suffocating under our obligations, writes Caitriona Redmond

Listen | Mon, 10 Nov, 2025

Jerome Powell

David McNamara: US caution v Eurozone stability at the latest central bank meetings

The overarching message from the ECB remains that monetary policy is 'in a good place' in the Eurozone

Mon, 03 Nov, 2025

Average first-time buyer mortgage up nearly €25,000 in the last year

Average first-time buyer mortgage up nearly €25,000 in the last year

During the third quarter, there were 12,750 mortgages drawn down worth a combined €3,974bn

Fri, 24 Oct, 2025

Audit finds almost a third of Central Bank projects went over budget, including two by €5.5m

Audit finds almost a third of Central Bank projects went over budget, including two by €5.5m

The internal audit also said the technical complexities of major IT projects were frequently underestimated, leading to overspends

Thu, 16 Oct, 2025

FILE PHOTO The Central Bank has fined Bank of Ireland over €1 million for its role in the tracker mortgage controversy END

Value and number of payments made through Irish accounts grow

In the first half of 2025, value and volume of cheques sent declined

Wed, 15 Oct, 2025

Open the door and door handle with a key and a keychain shaped house. Property investment and house mortgage financial real esta

Non-bank lenders 'a core part of mortgage market' as household debt rises by almost €2bn

Banks are still the largest domestic lenders to Irish households, accounting for €104.5bn

Mon, 29 Sep, 2025

Outgoing SBCI chief Jane Butler paid €38k bonus in 2024

Outgoing SBCI chief Jane Butler paid €38k bonus in 2024

Butler’s bonus of €38,000 was part of a total remuneration package of €353,000 — up €11,000 on the €344,000 for 2023.

Mon, 22 Sep, 2025

EU ministers reach 'compromise' on digital euro roadmap

EU ministers reach 'compromise' on digital euro roadmap

The proposed digital euro currency aims to become an alternative to the dominant US-based Visa and Mastercard systems

Fri, 19 Sep, 2025

Close Up Of Person With Addiction To Online Gambling Or Shopping Using Credit Card And Mobile Phone

Banks to introduce measures to help address problem gambling

The new framework commits banks to practical measures such as dedicated support phone lines, trained staff, and voluntary card blocking

Fri, 19 Sep, 2025

Smartwatch Payment Makes Coffee Checkout Quick And Easy

Rise in number of shoppers using phones and watches to pay at the till

The Banking & Payments Federation Ireland report reveals that more than half of all contactless payments are now made using mobile wallets such as Apple Pay or Google Pay, rather than cards

Fri, 19 Sep, 2025

Budget 2026 spending package 'unnecessary' and 'too much', warns Central Bank

Budget 2026 spending package 'unnecessary' and 'too much', warns Central Bank

Consumer spending is expected to grow by 2% a year on average out to 2027

Thu, 18 Sep, 2025

'Untargeted' tax reliefs in budget puts Government at risk of abuse, Central Bank warns

'Untargeted' tax reliefs in budget puts Government at risk of abuse, Central Bank warns

Central Bank Governor Gabriel Makhlouf warns against introduction of broad fiscal reliefs

Sat, 13 Sep, 2025

Times square in New York City

Irish spending in US drops 18% as UK overtakes Spain for top travel spend

New AIB data shows Irish spending in the US fell 18% in August, while the UK overtook Spain as the top destination

Fri, 12 Sep, 2025

Zippay: Irish banks to launch Revolut rival two years after previous effort was scrapped

Service on banks’ apps will allow customers to send, request, and split payments using contacts' mobile numbers

Mon, 08 Sep, 2025

A real estate agent gives a client the house keys after signing a real estate contract with an approved mortgage form. About off

Mortgage approval values hit record high in July as average loan value rises by €20,000

There were 5,467 mortgages approved last month

Fri, 29 Aug, 2025

Minister pauses credit union levies for 'foreseeable future'

Minister pauses credit union levies for 'foreseeable future'

Minister of finance Paschal Donohoe said the move 'is subject to certain conditions being met'

Wed, 27 Aug, 2025

FILE PHOTO: Outbreak of the coronavirus disease (COVID-19) in Dublin

Documents detail Government thinking on bankers' salaries in final AIB share sale

Finance minister Paschal Donohoe asked for three-week delay as sale would 'inevitably refocus the discussion around the topic of remuneration', and the salary cap for bankers

Tue, 05 Aug, 2025

Irish Examiner view: The best ancient advice in the world

We are in the early days of trading and commerce on the internet and there are many lessons which still have to be learned

Sat, 26 Jul, 2025

Mortgage application loan agreement and house key

Average mortgage drawdown reaches record level after €28,000 rise in a year

The data from the Banking and Payments Federation, Ireland shows that first-time buyer housing demand 'remains very strong'

Fri, 25 Jul, 2025

GERMANY-EU-ECB-BANKING-INFLATION

Inflation steady at 2% ahead of ECB meeting next week

Ireland’s rate of inflation, at 1.6%, was among the lowest in the eurozone

Thu, 17 Jul, 2025

JPMorgan Chase & Co. Chief Executive Officer Jamie Dimon Speaks At Event

JP Morgan CEO says EU needs to complete single market to rebuild its competitiveness

Jamie Dimon praised Ireland as 'trying to get policy right' but said the wider European region has a competitiveness problem and it is falling behind the US

Thu, 10 Jul, 2025

Man using calculator and calculate bills in home office.

Mortgage debt grew by over €20bn in last four years

Banks accounted for €83.4bn worth of these mortgages while other financial institutions accounted for €22.5bn

Fri, 04 Jul, 2025

Won the €250m Euromillions jackpot? Top tips on how to handle sudden wealth

Won the €250m Euromillions jackpot? Top tips on how to handle sudden wealth

Heather Randles has some advice for whoever won the Euromillions in Cork a fortnight ago — and indeed anyone who comes into a substantial amount of money

Mon, 30 Jun, 2025

Global recession the top concern for households in Ireland

Global recession the top concern for households in Ireland

Cost of housing and rent still a major issue too, with over a quarter of 16 to 29-year-olds citing it as their biggest worry, according to a new Bank of Ireland survey

Wed, 25 Jun, 2025

Newly built houses in Ireland

First-time buyer average income grew by €15k while home values increased by €100k, says report

The median average mortgage payment for first-time buyers has also risen by almost €500 to €1,400 since 2019

Thu, 19 Jun, 2025

Value of credit unions' mortgage book rises 34%

Value of credit unions' mortgage book rises 34%

As of the end of March, mortgages represented 10.4% of the entire credit union loan book

Tue, 17 Jun, 2025

Woman making card payment

Consumer spending up 9% in May

Additional spending on hotels, pubs, and concert tickets

Mon, 16 Jun, 2025

Jerome Powell

Global interest rates remain in limbo

The toll that trade tensions are taking on world prosperity is likely to feature as the Group of Seven Leaders meet in Canada

Sun, 15 Jun, 2025

Irish households' €160bn in savings could be unlocked to fund new homes – SCSI

Irish households' €160bn in savings could be unlocked to fund new homes – SCSI

State-backed housing investment vehicle could release some of the €160bn, most of which is in low-interest current accounts

Mon, 09 Jun, 2025

Using a mobile phone to make a credit card payment online. Concept - mobile payments and fraud

BOI warns of surge in text scam tricking customers into transferring money to ‘safe accounts’

Fraudsters impersonate Bank of Ireland in convincing messages and phone calls, leading to a tenfold spike in cases this week

Fri, 06 Jun, 2025

Euro banknotes

Concerns over international trade cloud recovery in Irish services sector

AIB Services PMI finds growth in the Irish services sector outperformed the Eurozone, UK, and US

Thu, 05 Jun, 2025

Conspiracies, distrust and 'holding on for dear life': Inside Ireland's largest Bitcoin Conference

Conspiracies, distrust and 'holding on for dear life': Inside Ireland's largest Bitcoin Conference

People attending the Bitcoin Ireland Conference were urged to ‘reclaim’ aspects of their lives that ‘we outsource to experts’, writes Emer Walsh

Listen | Tue, 03 Jun, 2025

Central Bank recorded loss of €795m last year

Central Bank recorded loss of €795m last year

Bank's finances remain in 'robust health', with substantial buffers

Thu, 29 May, 2025

Irish household wealth reaches a new record of €1,247bn

Irish household wealth reaches a new record of €1,247bn

Wealth inequality has fallen but wealthiest 10% of Irish households own 49.1% of total household wealth

Wed, 28 May, 2025

100% mortgages would drive up house prices, Central Bank warns

100% mortgages would drive up house prices, Central Bank warns

Celtic Tiger-style 100% home loans would also increase risk to borrowers and banks, Mark Cassidy told the Oireachtas housing committee

Tue, 27 May, 2025

Insurance, payment and finance with old couple and documents for planning, budget and mortgage. Savings, taxes and retirement wi

Mortgage interest rates down slightly as banks 'slow' to pass on ECB cuts

Interest rate on new home loans was 3.79% on average at the end of February, down 0.03% from January and 0.5% down from the same month in 2024

Wed, 09 Apr, 2025

Open the door and door handle with a key and a keychain shaped house. Property investment and house mortgage financial real esta

S John Hearne: Could tracker-type mortgages stage a comeback?

A new mortgage product from Avant has turned heads and looks to offer more options in the market, writes John Hearne

Fri, 28 Mar, 2025

car insurance

Ombudsman reports surge in insurance and fraud complaints as total cases exceed 6,000 in 2024

The FSPO received over 6,000 complaints in 2024, with fraud, banking disputes, and insurance claim issues driving the increase

Wed, 26 Mar, 2025

Mortgage lenders to tell switching customers about savings estimates under new Central Bank rules

Mortgage lenders to tell switching customers about savings estimates under new Central Bank rules

Under the revised code, mortgage providers have to provide customers with a personalised saving estimate, in euros, alongside each alternative mortgage refinancing option

Mon, 24 Mar, 2025

Planning, land and labour inefficiencies need to be addressed to satisfy housing demand

Planning, land and labour inefficiencies need to be addressed to satisfy housing demand

Commencement data shows up to 75,000 homes could be completed by the end of 2026

Fri, 21 Mar, 2025

Commuters As Companies Expand In City In A 'Silent Brexit'

Share of mortgages in arrears for more than 90 days hits lowest level since 2009

In terms of legal proceedings and repossessions, just 4,615, or 11%, of mortgages in arrears are currently going through legal process

Fri, 14 Mar, 2025