Wife hopes face-saving policy will ensure marital bliss

A woman who is worried her husband might leave her if she loses her looks has insured her face for £100,000 (€139,000), it emerged today.

Nicole Jones, of Bristol, is paying £200 (€270) a year for the FaceSafe policy, which will pay out if she is no longer deemed to be attractive.

She took the policy out as a birthday present for her husband Richard, who had always joked that he would leave her if she let herself go as she got older.

Mrs Jones, 26, said: “When I met him I knew he was the sort of person who likes good looking ladies, but I’ve had a baby now and my figure isn’t what it was before.

“He hated it when I was pregnant and my figure was changing and it was out of our control.”

She said if the policy did pay out she would be able to use the money to hire a personal trainer or go to a health farm in a bid to get her looks back and lose weight, although she added that she probably would not consider having plastic surgery.

But Mrs Jones said despite the lure of the six-figure sum, she would not be tempted to lose her looks just so she could claim on the policy.

She said: “The whole point of it is that I don’t want to claim, so there is no point in letting myself go. My marriage is worth a lot more than that.”

She added that she had never thought of herself as being particularly stunning, and was anxious to hold on to what she had.

The FaceSafe policy has been underwritten by British insurer Ultraviolet.

In order to claim on the policy Mrs Jones will have to be declared unattractive by a panel of 10 builders – a test she said her husband appreciated being a builder himself.

Simon Burgess, of Ultraviolet, said: “I was very surprised when we were approached, but our underwriters came up with what they thought would be a reasonable premium.”