How a father and son operation made the switch to dairy

The Cogan family used a Cultivate loan to help make the transition into dairy farming.
Maurice Cogan and his son Robert had been beef and tillage farming for many years but when they started to plan for the future they realised that dairy farming was where they wanted to take the family farm. To help make this plan a reality, they turned to their local credit union and applied for a Cultivate loan.
is an initiative created by a group of 26 credit unions to provide short to medium-term loan finance built specifically around the growing needs of Irish farmers. In these uncertain times, Cultivate is a farmer-friendly finance option for farmers seeking unsecured funding up to €50,000 over seven years. Given the uncertainty with beef and tillage prices, the Cogan family felt a move into dairy was their best option especially with the next generation coming through and the growth in demand in the dairy industry.