Government should be coming down on banks and not landlords

It is unlikely our experience here will be much different, and as a famous man once said ‘stupidity is the inability to learn from experience’.
One of the causes of today’s homelessness crisis is the number of repossessions of family homes by banks. Where were the government proposals to cap mortgage interest rates; especially at a time when banks were trying to trick people off tracker mortgages and charging variable rates far in excess of ECB levels (as they still are)?