Firm's blacked out mortgage deed allows woman to have new court hearing over repossession

While the deed consists of 26 pages, 18 of them had been redacted entirely which meant "whole swathes" of operative clauses in the deed were omitted. File photo

A woman is entitled to a full new hearing over a finance company’s moves to repossess her house after a judge said the company had provided the High Court with a mortgage deed which was three-quarters blacked out.

Mr Justice Garrett Simons said Pepper Finance Corporation (Ireland) DAC, trading as Pepper Asset Services, had provided a document with redactions that were “so extensive that this court cannot safely interpret the legal effect of the deed”.