Insurers say no flood defences, no cover as gardaí warn of bogus tradesmen trying to capitalise on stormy weather

Upwards of 500 houses have been evacuated since Storm Desmond hit, with more than 270 families still unable to return to their homes.

It comes as disagreement brews between the Government and insurers, who say they would not sign up to a scheme to help flood-hit families and businesses until significant flood defences are built.

Gardaí are also warning homeowners about bogus tradesmen calling to their doors seeking to fix any damage caused to their property by the stormy weather.