Making Cents: Be smart and make financial planning a must-do task this year

After what seemed like a very long Christmas (Christmas Eve feels like a month ago) January is upon us. That brings positives, many people love the clean slate of a new year and the littlest bit of a stretch in the evenings is already noticeable, writes Grainne McGuiness.

However, January can also bring serious financial stress, cancelling out the positivity of the extra minutes of daylight.