Handing back the car keys for a new way of life

A GOOD friend of mine once casually remarked at my kitchen table that herself and her husband had held their new year financial AGM the night before. I practically spat my coffee into her face.
Same friend is living oblivious to austerity, so I knew this wasn’t a household emergency general meeting (EGM) and so as she rattled on about how nice that Carolyn Donnelly stuff is in Dunnes, she was unaware that I had been catapulted onto a little cloud of panic. Was this what ‘proper’ grown-up couples did? Had household AGMs at the start of the year so that changing circumstances could be acknowledged and futures planned for? Oh my god, it made so much sense. Why weren’t we doing that? Why hadn’t somebody told me, I wailed silently in my head.