Where to now for AIB and BoI?

IT has certainly been an annus horribilis so far for AIB and Bank of Ireland and the question for the dominant forces in Irish banking is where now?

What a horrible year for the executives in charge of the banks, AIB's Michael Buckley and Bank of Ireland's Michael Soden. The question for the both banks is quo vadis?

Despite having to face up to two major setbacks, the key indicators for shareholders in each bank market capitalisation have held up well.