Teens too immature to vote, drive, or to consent to sex?

Max Pemberton, an English psychiatrist who studies behavioural attitudes in teenagers, says your child may look and talk like an adult, but that the prefrontal cortex is the last part of the brain to fully develop. (I could name a few TDs who communicate like adults, but whose juvenile actions confirm that their prefrontal cortex has not developed or is missing altogether.)
Dr Pemberton writes articles on culture, and on social and ethical issues, for various print media outlets. His assertion is that maturation of the brain continues into the early 20s, and I suppose, looking back, decisions that I made as a teenager would horrify me now, because of their sheer stupidity. I made those choices on the assumption that I was right, thinking that I knew it all.