Room available at my inn this Christmas

If you live your life resisting the pull of a steady job — because you value time more than money— you’ll be adept at fiscal ad libbing, writes Suzanne Harrington.

Freelancing, bartering, thinking on your feet, making the very most of what you have — in my case, a spare room. Writing for a living is glorious, but unless you’re JK Rowling, it often means too much month at the end of your money — hence the necessity of installing cash machines in the spare room. Human cash machines.