We need an active campaign so young aren’t hit by pension timebomb

That is sad but it is a fact of life. In those circumstances, the people who are most likely to suffer are the young, those who are retired and the elderly.
It is important to make provision for the people who are likely to be affected when the shutters come down. Times will not always be good and every one will look to protect themselves. Those who are stuck on a limited or fixed income are the most likely to suffer and to have to make sacrifices. That should be borne in mind at this stage and it should continue to be borne in mind by the Pensions Board.