Non-action on mortgage debt crisis

I completely agree with Diane Denizen’s sentiments (Irish Examiner, Aug 24).

All of the non-actions of Government on the mortgage debt crisis which is terrorising so many people include:

Rendering the new Insolvency Bill toothless by giving a veto to banks on engagement with citizens in its new debt resolution process;

Failure to change the law to allow judges responding to bank eviction applications in court to take account of all the circumstances around the mortgage and actions of bankers in relation to it;

Considering a legal framework to make banker repossessions of family homes easier;

Not responding in any way to the physical and mental health issues relating to the mortgage debt crisis;

. Continuing to guarantee banks and to pay out money borrowed in the name of the taxpayer and other citizens to bank debtors – bondholders both secured and unsecured, and allowing local authorities to evict in shared purchase mortgage defaults.

Michael Conlon

Dublin 7