Pension inequities - Reform urgently needed

ALL TOO often paying into a pension scheme is a blind act of faith, like throwing pennies into a deep, dark wishing well.

We hope the process will have the desired affect and that when the time comes to finally leave the workplace, with our colleagues’ best wishes ringing in our ears, that our dreams will have come true.

We will earnestly hope that the pension investments we’ve made will pay off more or less in the way that we anticipated. We will hope that our gamble — and make no mistake, a gamble it is — will have paid off.