Insurers FBD do not have to cover any or all of pubs' Covid-19 losses, court hears

It is FBD Insurance's case that its polices of insurance do not provide cover for pandemics, and that the policy only covers localised outbreaks of disease.

Insurers FBD do not have to cover any or all of the losses suffered by bars and restaurants due to the Covid-19 pandemic, the High Court has heard.

Declan McGrath SC for FBD said the business interruption policy was designed only to deal with a localised outbreak of disease and rejected the pub's arguments it is obliged under its policies to pay out on claims made by bars and restaurants.