Pubs challenge FBD Insurance over Covid cover

The High Court heard that 1100 Irish pubs and bars are affected by the insurance dispute

FBD claims the policy only covers closure orders made following localised events, and that an event such as the pandemic is not covered.

Insurers FBD's reasoning for not paying out business interruption claims caused by the Covid-19 pandemic to publicans are "plainly wrong" and "make no sense", the Commercial Court has heard.

In what are seen as important test cases, lawyers representing four publicans have brought cases challenging FBD Insurance Plc's refusal to indemnify them, and the insurer’s stance that its policies of insurance do not cover the disruption caused to businesses by Covid-19.