Women get 70% of public injury payouts

Twice as many women as men have successfully sued for injuries suffered in a public place, new figures revealed today.

Out of 2,860 awards against businesses, state agencies and local authorities more than 70% were made to women.

According to the Injuries Board the vast majority of accidents were slips, trips and falls while just over a tenth were caused by falling or flying objects.

Some €65.4m was paid out during 2006 and 2007 with the average award €22,865.

Patricia Byron, the board’s chief Executive, warned businesses of cutting corners to save money in the recession.

“During these tough economic times, some companies and organisations who admit the public to their facilities may be tempted to cut their investment in health and safety,” he said.

“That kind of approach can backfire, particularly, if you operate in a very competitive and accident-prone sphere such as retail.”

The Injuries Board two-year review detailed the areas most claims were made;

:: More than half of accidents were in privately owned establishments with a quarter in shops; a fifth in pubs and restaurants and more than a tenth in gyms and sports clubs.

:: 40% of claimants suffered sprains, with 32% bruising, fractures 29% and lacerations 25%.

:: Half of all awards went to persons over 45, even though they account for just one third of the population.

:: More than a quarter of awards were made against local authorities with 6% involving transport and utility services.

The Injuries Board, initially set up in 2004 as the Personal Injuries Assessment Board to tackle the high costs associated with claims, said the system is four times faster than the old court process. On average claims are now settled within seven months.

The Board said the new regime is saving €100m a year which will be passed on to consumers.

“We believe that improved accident prevention measures can deliver substantial additional savings as well as facilitating lower insurance premia for consumers and for business,” Ms Byron said.

The board chief also urged business, authorities and state agencies should review health and safety to prevent accidents.

“It is timely for public and private sector organisations alike to review the measures they have in place to prevent accidents across retail, hospitality, leisure and public spaces.

“Accident prevention is always important and ensuring your customers enjoy a safe environment can save money in the long run.

“Consumers must also take responsibility for accident prevention and be vigilant to the risks they face.”