Cost of living: Caitriona Redmond shares 50 easy ways to save money this winter

Whether you are new to budgeting or feeling the financial squeeze more than ever, Caitriona Redmond's tried and tested tips will cushion your finances as we head into winter

'I found that once I got into the habit of saving money it became a way for me to plan for the future with hope.' Picture: Harry Burton

There's no point in me telling you how difficult it is at the moment. We are all living in difficult times. What I can tell you is that I’ve been through hard times before and being resilient and bouncing back from financial problems is something that you can learn.

Hopefully, this list of 50 ways to save money will contain plenty of inspiration for you to make your life easier this winter, and beyond. I found that once I got into the habit of saving money it became a way for me to plan for the future with hope. Even for those not feeling the pinch as much as others, being canny about what you spend is an effective way of funding nights out, home improvements, and even holidays.