Making Cents: I spent the last eighteen months saving for a mortgage. Now what? 

Plus tips on how to demonstrate your ability to repay your mortgage 

How to proceed when you've spent the last eighteen months saving for a mortgage. 

As the cautious reopening continues and more activities become available, many people are looking forward to getting out and about and enjoying themselves after many months of restrictions.

This group likely includes potential first-time buyers (FTBs). Many individuals and couples who were able to work throughout the pandemic have been able to use this time to build up their savings.