Making Cents: Tax refund would be welcome at an expensive time

You could be entitled to a refund from the taxman, and getting it later this month, or early next year, would provide a welcome boost to household finances.

The end of the year brings the expense of Christmas, but it is also when PAYE workers can apply for their tax refund for 2019.

And, given that taxpayers are entitled to go back four years to claim tax credits or reliefs, it is also getting close to the December 31 deadline for making a claim relating to 2015.