Making Cents: ‘Debt can be managed better with goal-setting’

Last week, Brendan Bartley of health and wellbeing consultants Spectrum Wellness offered advice for individuals and households on how to deal with post-Christmas debt and get finances back on track.

Brendan specialises in personal financial planning and this week he look at ways for readers to get a better handle on their finances for the long-term and hopefully have a healthier bank balance by the next new year.