John McGuinness: The banking system is rotten and can only get worse — we need change

We have a great country full of hard-working people that needs fixing. Doing that will not be easy, but letting it continue along the path it is now on will bankrupt us, writes John McGuinness on the 10th anniversary of the banking bailout.

It cannot be said often enough: The first obligation of any government is to keep its people safe.