MAKING CENTS: You can save cash and still bring joy to the world this Christmas

Consumer advice with Gráinne McGuinness

WHEN budgeting for Christmas most of us are focused on how we can have the holiday season we want for ourselves and our loved ones and still save some money. But why not keep that thrifty impulse in mind when buying for other people? I’m not talking about turning into Scrooge and stinting on their present. But the people you buy for are also trying to balance their books, so why not help them out with the present you choose. Whether it’s being thoughtful when buying for the broke student or young person in your life or thinking of a way to pay for someone’s favourite indulgence, why not aim for a present that will keep them smiling long into January.

You can come up with your own ideas based on your loved ones’ preferences, but here are some suggestions to spread the Christmas cheer.