Pensions give you instant tax relief as well as future comfort

Work out your retirement age, the income you'd like and start saving; you'll reap the personal rewards now and throughout your life, says one industry expert

Start saving early: Those who take an early and ongoing interest in their retirement planning typically end up with better outcomes.

Think about what age you plan to retire at, your likely living costs and identify the right financial product to match your goals, advises Mark Ryan of Mercer Private Wealth.

Mark Ryan, Principal, Mercer Private Wealth.