Thinking about switching mortgage provider? Now may be the moment

Falling loan-to-value ratios, falling rates and the growing number of non-bank lenders means its time to look around and examine your options writes John Hearne

Credit unions have begun to account for a small but growing share of mortgage switches.

With the European Central Bank at the beginning of a monetary loosening cycle, now may be the right moment to think about switching your mortgage to a new provider.