Brian Hanley: Premiums remain stubbornly high going into the new year despite reforms

The spring of 2024 is an important time in insurance reform particularly in the context of the legal costs associated with personal injury claims

Figures vary about the level of insurance fraud in our society, but everyone can surely agree that it is wholly unfair to those on the other end of such a claim.

A lot has happened in insurance in this country recently, although you might not have realised this if you run a business, voluntary or community group, charity, or cultural or sporting organisation and are still paying stubbornly high public liability premiums.

During 2023, significant reforms were introduced on the duty of care owed to people coming onto another’s premises, bringing them more into line with those of other European countries.