Paul Joyce: Ireland deserves an honest conversation about consumer debt

The struggle to survive goes on for the usual vulnerable suspects — those on low pay, on lay-off, in receipt of welfare payments, and emergency housing supports

Paul Joyce, Flac senior policy analyst.

A year of contradictions and extremes comes to an end, a time perhaps to assess the financial impact of Covid-19 on individuals and households. 

Many of the same bank accounts are still apparently swelling with cash according to figures, their holders unable to spend what has been earned.