Pensions opinions from a non-pensions expert

Education on pensions and investment should almost be compulsory for citizens, says John Finn of Treasury Solutions

There is a significant onus on government in the area of pensions education, especially given that 50% of citizens have not invested in a private pension.

Although my work does not include pensions advice at its core, my world of Treasury and financing indirectly overlaps with the pensions industry to a large extent. Interest rates, economic and political factors, foreign exchange, banking and general business trends are all relevant. 

So, my thoughts below look at issues and opportunities within the pensions industry over the coming months and years from a risk perspective albeit not in the way that many in the pensions industry might consider. I have looked at the sector under four headings: fees, education, current trends and future dynamics and actions.