Expert age calculations to help you be a pensions winner

All of the equations change if you alter one variable, like opting to retire early, or if you start saving late — or if you simply turn 75. Luckily, expert advice is to hand

Lucy, who is employed and investing her pension fund through a PRSA can take her benefits from age 50 if she leaves employment, subject to certain conditions.

Joe Hanrahan, of Brewin Dolphin, explains the importance of certain key numbers in the pensions equation, notably the significance of age 75. 

Joe Hanrahan, of Brewin Dolphin.