Optimising tax relief on pension contributions

Pension investments are very tax-efficient when compared to a normal savings plan, but your choices are always defined by your personal situation, advises tax expert Brian Harty
Optimising tax relief on pension contributions

Contributions by individuals to their private pension funds (incl. AVCs) before the 31st October (or later if filing on ROS) in a year can be used to claim tax relief on tax paid in the previous year. Picture: iStock

In every conversation that I have with clients considering pensions, two questions are always asked:

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