For the small guy, the risks are now a big issue

The writing has been on the wall for some time now, but even for the slow adopters, the writing is now writ large.

A hard Brexit now seems unavoidable, following Tuesday's heavy defeat of the UK Government's proposal to exit the EU in an orderly way. The very unfortunate outcome of the Brexit vote takes us one step closer to a chaotic no-deal exit of Britain from the EU.