Letters to the Editor: Realising full potential of the digital euro

Payments and transfers could be made directly from individual to individual through digital euros, without relying on for-profit banks and clearing houses as middlemen, a reader argues

European Commissioner Mairead McGuinness has opened debate on the digital euro. Picture: Conor McCabe

European Commissioner Mairead McGuinness should be commended for her advocacy of the digital euro — 'Cash is on the decline — is a digital euro the answer?’ ( Irish Examiner, July 9).

However, the ECB’s overly-conservative approach should be challenged.