Risk equalisation is not small beer

IN his letter (Irish Examiner, January 25), Dave Manton shows how careful one needs to be when choosing appropriate analogies to illustrate a point.

Dealing with risk equalisation, he erroneously chose to compare the consumption of beer with health insurance.

His simplistic and inappropriate comparison does little to explain just why Mary Harney has made the necessary decision to commence risk equalisation, nor does it do justice to the intelligence of the reader.