Sean Murray: It's 50:50 if I'll ever own a home 

The ESRI said as many as one in three households could be in income poverty by the time they’re over the age of 65

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At this stage, it’s literally the toss of a coin on whether I'll ever own a house. 

For people aged 25-34 — a category I fall very neatly into the middle of — we have a one in two chance of becoming homeowners by the time we reach retirement age, according to the Economic And Social Research Institute (ESRI).