Eddie Hobbs: We face retirement apartheid if we ignore the pensions problem

VALERIE’S name was announced on her trendy apron. She took coffee orders one at a time, her movements slow, unrushed.
Unresponsive until she faced customers, she clearly had diminished hearing, but that was hardly surprising: Valerie looked about 70. It is a chronic error to project society forward further than 10 years and expect it to be the same as today. It won’t be.