Insult to over 65s

UNLESS you happen to be self employed, a company director, a member of the Oireachtas or a judge, chances are you will have to retire at the age of 65 whether you want to or not.

That is because most contracts of employment insist on it.

However, since 2014, retirees cannot collect the State pension until age 66, which will rise to 67 in 2021 and 68 in 2028.