The challenge for all of our institutions is to regain our trust

If any bankers are reading this, let me offer you my sympathy.

It's an awful feeling, isn't it, being tarred with the same brush. Looking at cartoons in the papers of bankers dressed as cowboys, bankers in handcuffs, bankers robbing the till they're supposed to be in charge of.

'Ye're all the bloody same, aren't ye? Just like the politicians and the priests and the builders, if one goes bad the whole tribe must be bad...' That sums up a common outlook.