Readers' blog: Mortgage fiasco shows regulation still lax here

Overcharged mortgages are in the news. Some call it skulduggery and some call it theft, but whatever it’s called, or how it is phrased, it is deceitful.

But while there is much justified anger towards the banks, what’s most frustrating is that here we are again, with regulators not regulating.

Padraic Kissane has said that 30,000 people were denied a tracker mortgage. People don’t know their own mortgage. I wasn’t aware of my own mortgage, until it was brought to my attention that I, too, had been overcharged, and denied a tracker. What did I do? I advised the bank itself, I then advised the Central Bank of Ireland. I advised the Financial Services Ombudsman. I advised the Government, and I even advised the European Union. I advised everyone and what happened?