A Cameroon national who used a false name to obtain a €15,000 loan from the Credit Union has been given a two-year suspended sentence and ordered to repay the remaining balance of €3,300 by next March.
Maurice Kameni (aged 40) of Minister’s Rise, Lusk, Co Dublin used the alias of Jackie Marine and produced a false passport when he applied for a loan from Swords Credit Union two years ago.
He pleaded guilty at Dublin Circuit Criminal Court to making gain by deception at Swords Credit Union on March 19, 2008 and producing false documentation on the same date.
Garda James Verner told Ms Elva Duffy BL, prosecuting, that the accused had paid a few instalments of the loan off at the beginning but then lost his job and was unable to keep up payments.
Gda Verner said that the manager of Swords Credit Union, Fiona Cunningham, sent up to seven letters to the address she had been given by Kameni when he had applied for the loan.
When she still hadn’t heard anything she sent two directors to the address. The landlord said that a Mr Jackie Marine never lived at that address. When the landlord saw a picture he recognised the man as Mr Kameni and gave them Kameni’s forwarding address.
The Credit Union contacted Kameni and he attended the Credit Union for a meeting with Ms Cunningham.
Gda Verner said Kameni produced an ID card and a social welfare card to prove his identity. He then produced €650 and asked for it to be put towards the loan.
Ms Cunningham said she would have to speak to the Gardai about the fact that he had obtained the loan with a false passport. Gda Verner came to Swords Credit Union and Kameni was arrested.
Mr Luigi Rea BL, defending, said that Kameni has been living in Ireland since 1998 when he entered the country illegally but since has received asylum and holds a GNIB (Garda National Immigration Bureau) card.
He is married with four children but is not currently working. He formally worked for Celestica, a Canadian company in Swords.
Gda Verner told the court that Kameni had worked with IBM in the past as a computer technician and has since trained in transport management.
Gda Verner confirmed that the Credit Union had received two instalments of €800 from Kameni in March and April of 2008. He also has shares worth €3,038 with the Credit Union.
Mr Rea explained that the reason Kameni took a false name was because he couldn’t work legitimately and urged the court to take into consideration that he has no previous convictions and he didn’t try to embezzle the money.
As of December 2009, a balance of €5,600 remained and Kameni handed over €2,300 to Gda Verner to be paid to Swords Credit Union.
Judge Frank O’Donnell gave the accused until March 2011 to repay the balance of €3,300 and warned him not to appear before the courts again.