They also continue to be the highest ATM users at more than double the annual EU average.
Research from Visa Europe also shows that the Irish population spends 11.2m minutes queuing in shops every day.
The top three most common places where people queue for service are convenience stores, filling stations, and fast food outlets.
The research was conducted as part of Visa Europe’s roll-out of contactless payment technology. It allows cards that can send and process payment information to be held up to 10cm away from a pay reader at a register.
When asked about the benefits of contactless technology, 45% of those surveyed said quicker transaction speeds would be the main attraction.
Retailers who have begun to install contactless technology include Centra, Spar, Eurospar, and Mace.
Major retailers in Britain including McDonald’s, Pret a Manger, and WH Smith have adopted contactless technology.
Consumers can use a contactless card for a transaction up to €15.
More than one third of the 1,000 adults surveyed highlighted the convenience of not having to take cash out of an ATM to make a payment.
Almost 20% said the main benefit of the technology would be not having to spend time looking for cash when making a purchase.
Conor Langford of Visa Europe said the technology changed the way people paid for everyday items.
“Instead of fumbling for change at the till people will simply be able to wave their card over the terminal and pay instantly,” he said.
There are 450m Visa, debit, credit, and commercial cards in Europe.
By the end of the year, Visa expects to have more than 50m contactless cards in circulation in Europe. There are already 140,000 contactless terminals throughout Britain that accept Visa PayWave-enabled cards and phones.