Insurance policy offers bonus for car curfew
XS Direct has launched Pumpkin, a high excess policy that it says will save younger drivers hundreds on their premiums, if they avoid driving between 10pm and 6am on Friday and Saturday nights — the most dangerous driving times.
The company said many younger drivers use their car mostly to commute and could avoid driving on weekend nights, so the policy rewards and incentivises these “safer” driving patterns.
