As a volunteer director on the board of my credit union for 12 years, I am responding to Mary Shanahan (Letters, Oct 4) who wrote of a Credit Union system that has lost its values. I’d like to reassure Mary that the reality is different.

In the late 1980s I became involved in the setting up of a new credit union in an inner city area where I lived.

The ending of the Cork-Swansea ferry is a blow for tourism in the southwest.