REGARDLESS of whether you intend to vote yes, no, or are still among the don’t knows, you need to be fully informed, so read on for a foolproof guide to the treaty.

Spain and Italy will be downgraded by Moody’s Investors Service and Standard & Poor’s this year as the recession and debt crisis worsen, economists and strategists at Citigroup said.

A claim by the president of the European Central Bank that the euro currency is not in crisis has been called “absurd” by Conservative MP Bill Cash.