An ESRI study indicates people tend to go for mortgages that do not offer value in the long run.

Almost €6m was spent on credit and debit cards in June, a 6% increase since last year.

Credit ratings agency Standard & Poor’s (S&P Global) could move more staff to Dublin from London as a result of Britain leaving the UK, its chief executive has said.

Ulster Bank has announced that it is the first bank open for applications for the Government's new Credit Guarantee Scheme.

It is true about the Irish, we are obsessed with the weather, rain hail or shine.

The overall volume of loans taken out by Irish SMEs continues to fall into its seventh year as interest rates they are charged on their new loans remain the highest in Europexx and are more expensive than the charges faced on existing loans.

More than a third of adults are putting Christmas on credit, according to a charity.

Irish consumers are spending more money online, as sales continue to grow this year.

The Bank of England took a tougher approach towards banks over their booming lending to UK consumers, ordering them to apply credit rules prudently and prove by September they are not being too complacent about risks to their balance sheets.

Outstanding loans to businesses and for households to buy homes has continued to contract, prompting a leading economist to question whether the economy can prosper without more credit.

India has withdrawn 86% of its paper money in a bid to eradicate tax evasion, but a world that follows suit may not be very democratic, writes John Hearne.

More borrowers in the US with spotty credit are failing to make their monthly car payments on time, a troubling sign for investors who have snapped up billions of dollars of securities backed by risky auto debt.

Outgoing Central Bank governor Patrick Honohan has admitted that while the recovery is “solid” and delivering plenty of jobs, small businesses are starved of credit.

The debt woes of Ireland are well known. One of the biggest legacies of the 2000s is the burden of debt now carried by both households and the government.

A new report shows that over 50% of Irish companies believe late payments pose a threat to their survival, and that the culture is hitting Ireland harder than its EU peers.

The chief of the National Treasury Management Agency (NTMA) has hailed a turnaround in the fortunes of the State’s creditworthiness.

The Greek government has ordered banks to open today, three weeks after they were shut down to prevent the system collapsing under a flood of withdrawals, as prime minister Alexis Tsipras looks to the start of new bailout talks next week.

Greece’s creditors, including the ECB, have not slammed the door shut on doing a deal in the next few days as the country appeared to be rushing towards default and a euro exit.

The pillar banks are failing in their duty to promote funds being made available via the State’s new SME bank as an alternative source of credit to small firms, lobby group Isme has claimed.

Greece needs to strike a deal with its creditors by the end of the month to stay afloat, its government said yesterday, as investors ditched Greek bonds in a sign of growing concern about possible bankruptcy.

A credit risk analyst firm reports there has been a significant increase in the level of banks pursuing consumers for debt.

A leading &credit ratings agency has restored Ireland’s A rating, a move which will significantly help the country’s borrowing costs.