Consumer Corner: How vaping and social smoking affects your life assurance payments

In the event of death, insurers can, and in many cases often do, seek to contact the bereaved person’s GP in the event of a medical query

Smokers will face higher premiums when it comes to life insurance

It’s a common train of thought among ‘casual smokers’ that they are not real smokers. Casual smoking refers to those who have a sneaky cigarette when they have a drink out in a pub or nightclub. However, does it mean a few sneaky cigarettes a year classes them as official smokers? 

In the eyes of society, maybe not but in the eyes of insurance companies perhaps it’s different? The same could be said too for those who vape rather than opting to smoke cigarettes.