Ask Niamh: Do I need a solicitor to switch my mortgage and how much will it cost?

Niamh Hennessy shares some insight into changing for a better mortgage rate 

Banks often run deals where they will pay for solicitor fees

The simple answer is yes you will need a solicitor. That said, however banks often run deals where they will pay for solicitor fees but appointing a solicitor is your responsibility. 

Switching to get a better mortgage rate can save you thousands. Of course it can be a hassle switching but if you put your mind to it, it can be done. Either way you will have to engage a solicitor as they will take care of a lot of the paperwork.