Workplace Wellbeing: Working towards retirement 

Strategic planning needs to commence years before you leave your job 

Research shows that planning is positively associated with a reduced likelihood of mental and physical illness in retirement. Picture: iStock

SANDRA* finds it hard to sleep at night because she worries so much about her impending retirement. She’s about to turn 65 and feels utterly unprepared for this next stage of her life.

“I started working late in life after my kids had grown and my husband and I divorced,” she says. “I haven’t built up a big pension pot and with the cost of living the way it is, I don’t know how I’m going to make ends meet.”